Secure Your Dream Home in the Czech Republic
Expert Mortgage & Financial Advisory for Expats
Koktavy advisory | Mortgages in Czech Republic
Services
Mortgage
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Expert Structuring
We navigate complex lending criteria specifically designed for foreigners.
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Superior Terms
Leveraging our authority to negotiate rates unavailable to the general market.
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Seamless Process
We handle all administrative hurdles, ensuring a smooth closing for foreign buyers.
Financial planning
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Holistic Strategy
A tailored approach designed specifically for the fluidity of international life.
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Cross-Border Continuity We ensure your wealth remains seamless and optimized across jurisdictions.
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Proactive Legacy
We identify opportunities and neutralize risks to secure a prosperous future for your family.
Wealth management
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Rational Fundamentals We reject speculative trends in favor of data-driven decisions and proven business models.
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Tangible Quality
We prioritize assets with intrinsic value that withstand market fluctuations.
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Built for Longevity
Your portfolio is constructed for the steady, sensible accumulation of wealth, avoiding high-risk shortcuts.
How the mortgage process works
1
Initial Consultation
(45 minutes)
We start with a free consultation to understand your goals. We explain the process and confirm that our entire mortgage service is free for you, as we are compensated directly by the bank upon successful completion.
2
Financial Review & Eligibility Check
We assess your income, expenses, savings, and credit profile to determine your borrowing capacity and eligibility with local banks.
3
Mortgage Options & Recommendation
We compare offers from multiple lenders and present you with the most suitable mortgage options. We clearly explain interest rates, terms, fees, and conditions so you can make an informed decision.
4
Application & Bank Communication
We prepare and submit your mortgage application and handle all communication with the bank, guiding you through every step.
5
Approval, Valuation & Completion
We coordinate the property valuation, support you through the approval process, and ensure a smooth drawdown of funds until your mortgage is successfully completed.
6
Ongoing Support
We remain available after completion for refinancing, rate reviews, or any future mortgage needs.
Our Banking Partners
We compare offers from the entire market to find you the best deal.
The main banks we work with are:
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We are regulated by the Czech National Bank.
40 +
Countries of origin in our client base
550M +
Mortgage volume in CZK
6
Years of experience
Our Story
My name is Pavel and I have been working in the financial industry for more than six years. During this time, I have helped clients from over 40 countries secure their dream home in the Czech Republic and take important steps toward financial independence. Together with my wife Tereza we form a well-coordinated team at Koktavy Advisory. Our mission is to deliver top-quality service, a personal approach, and results you can truly rely on.
Our Team
Get in Touch
Book an initial meeting and see how we can help you!
Prefer a direct line? Feel free to reach out to Pavel via phone or WhatsApp.
+ 420 731 344 195